New figures from the Central Statistics Office show that the seasonally adjusted household saving rate for the first quarter of this year was provisionally estimated to be 12.5%.
The CSO said this means that €1 in €8 of household disposable income was saved in the first three months of this year.
The saving rate of 12.5% was up from a revised 11.7% in the fourth quarter of 2025, and close to the average of 12.7% since the start of 2023.
Saving can add to a household’s overall wealth in the form of buying new homes, growing bank deposits, pension savings, and paying off debt.
The CSO said the rise in the seasonally adjusted household saving rate was due to a greater increase in household disposable income than household final consumption.
Irish household disposable incomes increased by 2%, more than the rise of 1.1% in household consumption.
