Bank of Ireland to cut 12 and 18-month deposit rates

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Bank of Ireland cuts rate on 12 and 18-month term deposits by 0.25%

Updated / Tuesday, 3 Jun 2025 11:48

Bank of Ireland is to cut the interest rates on some of its savings accounts on Thursday

Bank of Ireland is to cut the interest rates on some of its savings accounts on Thursday

Bank of Ireland is to reduce the interest rate on its 12 and 18-month fixed-term deposits by 0.25% from this Thursday.

But the bank said there are no changes to any of its other savings accounts, including its SuperSaver product, which continues to offer a 3% AER for 12 months.

The bank said that customers who are in the process of opening new 12 or 18-month fixed-term deposit accounts can still avail of the current rates if they open their account by the close of business on June 4.

Existing fixed-term deposit account customers will continue to earn interest at their original rate until the end of their term, it added.

Bank of Ireland noted that the ECB has lowered interest rates by a cumulative 1.75% over the last few months, while it has reduced its 12 and 18-month term deposit rates by a total of 0.75% – including the changes announced today.

Changes to Bank of Ireland’s 12 and 18-month fixed-term deposits

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